O'Datt Auto Sales-Buy Here Pay Here

When banks say no, we say YES!

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Huntsville, Alabama's #1 Buy Here Pay Here Dealership

* All our cars come with a 12 month / 15,000 mile limited warranty that covers the Engine, Transmission, Drive Axle, Cooling System and Air Conditioning.

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Low Down Payment Options

Flexible financing plans designed to make owning a vehicle affordable from the start

Down Payments starting from $750

Get on the road sooner with entry-level deposits from as little as $750.

Vehicles You Can Trust

Quality-inspected vehicles selected for reliability, safety, and long-term value.

We Get Almost Everyone Approved

Approval solutions tailored for a wide range of credit backgrounds.                          

Great Referral Program

Earn rewards when you recommend friends or family who purchase a vehicle.

Trade-Ins Accepted

Use your current vehicle to reduce your upfront cost and simplify the process.

We have the Perfect Vehicle For You

No Credit? No Problem.

Your Local Buy Here Pay Here Experts

O’Datt Auto Sales is a trusted Buy Here Pay Here dealership based in Huntsville, Alabama, proudly serving customers across Northern Alabama, including Huntsville, Athens, and Decatur. We specialize in helping drivers get approved and back on the road—no matter their credit history.

Decades of Experience You Can Rely On

With 51 years of combined experience spanning two generations, our dealership is dedicated to offering high-quality, pre-owned vehicles to our customers.

Second Chances Start Here

At O’Datt Auto Sales, we believe everyone deserves a second chance. Come see why we’re one of the fastest-growing Buy Here Pay Here dealerships in the region. Stop by today and drive away in the vehicle you deserve!

A Car-Buying Experience Focused on You

From the moment you walk through the door, we are committed to providing you with a great car-buying experience. With our skilled sales staff and extensive financing options, we will help you get the vehicle you want, at the great price you deserve. Our goal is for you to be so delighted with your vehicle purchase, you will come see us again when you need your next car. We strive to make your experience so enjoyable, you will confidently and happily recommend us to friends and family. Customer referrals are the ultimate compliment.

Built on Satisfaction and Community Trust

With many vehicle-shopping options available, we differentiate ourselves by understanding our local car-buying community and satisfying its needs— helping valued local customers like you find the vehicle that’s the “right fit”.

Experience the O'Datt difference and drive away in the car of your dreams today.

Call us at 256-562-3679 or visit our dealership in Huntsville, AL and discover the convenience and flexible financing. Trust the experts in Buy Here Pay Here —trust O’Datt Auto Sales

A Better Way To Buy A Car

We take pride in assisting customers who find themselves in the following situations:

Student Loans

First Time Buyers

Identity Theft

Bankruptcy

No credit or Low Credit Score

Troubled Payment Histories

ID Card/Passport accepted

And more

Buy Here Pay Here

Discover the Advantages that BHPH has to offer

There are several advantages to choosing Buy Here Pay Here (BHPH) financing over traditional lenders:

  • Accessibility for individuals with poor credit or no credit history.
  • Streamlined process with in-house financing.
  • Opportunity to build or improve credit history.
  • Flexible terms tailored to your financial situation.
  • Wide selection of reliable vehicles to choose from.
  • Convenient one-stop-shop experience.

We love our customers!!

Through our referral program you can earn a $100 credit towards your next payment. This is a fantastic opportunity to share your experience with our services and earn credit towards future payments. We kindly request your assistance in spreading the word to your friends, family, and colleagues who may benefit from our services.

Thank you for your continued loyalty and support.

Common Questions

We offer you the best vehicle buying experience in Huntsville, AL

Experience hassle-free car financing with our Buy Here Pay Here (BHPH) option. Skip traditional lenders and make direct payments to us, unlocking a range of flexible financing solutions tailored to your needs. Discover the simplicity of BHPH financing as we guide you toward owning your dream vehicle.

You do not need to be currently employed to qualify—we proudly work with individuals receiving SSI or disability income as well. You must not be currently involved in a bankruptcy and will need a valid driver’s license, three of your most recent paycheck stubs (or proof of income), a paid phone or utility bill, six references, and a cash down payment. We value your time—most customers can drive away in as little as 30 minutes.

Our calculations are based on your income and all other financial obligations you may have. With that information, we can determine a payment schedule that fits your particular circumstances. That may be weekly, bi-weekly or another plan. Remember, we want to help you any way we can. Unlike traditional car dealerships and banks, we will work with you to examine your current situation and not your past mistakes. So we can figure out a payment plan that you can afford.

The exact amount depends on the vehicle price and your credit. A larger down payment can lower your monthly payments and help you pay off your vehicle faster. However, we offer down payments starting from just $750. If you’re unsure about what you can afford, contact us and we’ll walk you through it.

At O’Datt Auto Sales, you can drive your chosen vehicle home the same day! We’re committed to providing a seamless, efficient process—most customers are on the road within 30 minutes.

Yes! At O’Datt Auto Sales, we believe everyone deserves a second chance. We provide financing options for all credit types, including bad credit and no credit. Our in-house process is flexible, allowing us to tailor financing to your unique situation.

We may consider your credit history, but our main focus is your current financial stability and ability to make payments. We welcome customers with all credit backgrounds and work hard to find a solution that fits.

Yes, it can! If you choose, we offer the option to report your payment history directly to the credit bureaus. Making on-time payments can help rebuild or establish your credit over time.

Buy Here Pay Here financing is perfect for individuals with credit challenges. We look at your full financial picture—not just your credit score. The process is quick, straightforward, and completed entirely at our dealership. No banks, no third parties—just a simple path to getting you behind the wheel.

Absolutely! Bring your vehicle and a valid title in your name to our dealership. We’ll appraise it and give you an offer on the spot.

What our customers say

We offer you the best vehicle buying experience in Huntsville, AL